Brianne Larch, WalletHub Credit Card Analyst
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The Overstock Store Card minimum payment is the greater of $5 or 5% of your balance at the end of the billing period, rounded up to nearest $1.
If the balance on your statement is less than $29, then the minimum payment will equal that balance.
Now, if you choose the deferred interest plan, your minimum payment will be the amount of the purchase divided by the number of months in the promotional period, rounded up to the nearest $1.
Ultimately, if you're not sure how much you have to pay, you can find your minimum monthly payment on your statement.
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