Online: To pay your Overstock Store Card online, log in to your account. Then, navigate to the “Payments” section and add your bank account and routing number. After that, choose your payment date and payment amount.
Over the phone: Call (855) 810-2546 and provide your card number or Social Security number. You should be able to make a payment through the automated system. But you can also opt to speak to a customer service rep who can process your payment.
Via mail: Send your check or money order, along with your statement’s payment coupon, to:
Overstock Credit Card P.O. Box 659834 San Antonio, TX 78265-9134
Be sure to put your card number on your check or money order for easy processing.
If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date.
Ultimately, it is also worth noting that the issuer allows Overstock Store Card members to set up automatic payments as well.
What You Should Know About The Overstock Store Card Application Process
Although most applications get processed within minutes, there are some instances when the issuer will require some additional information. In these cases, applicants will be redirected to a “Pending” page. This doesn’t mean you’re denied, and you’ll usually receive a decision within 10 business days.... read full answer
If you have been denied and you would like to re-apply for the Overstock Store Card, make sure to wait 90 days from your last application submission.
The Comenity Bank credit cards that are easy to get are the ones that require fair credit for approval. That means you’ll need a score of about 640 or higher. And since the average person’s credit score is about 40 points above that, these cards are well within reach for most of us.... read full answer
Unfortunately, Comenity Bank doesn’t offer any cards for people with bad credit, so its cards aren’t quite as easy to get as secured credit cards, for example. It’s also important to note that Comenity Bank specializes in store cards, which you’ll only be able to use at one (or sometimes a few) specific retailers.
Here are some Comenity Bank credit cards that are easy to get:
Zales Credit Card. Requires fair credit. $0 annual fee. 10% off all repair services. $50 off a $149+ purchase on your birthday. Deferred interest of 0% - 16.99% for 6 - 36 months. 29.99% regular APR. Free shipping and exclusive coupons.
Ann Taylor Store Card. Requires fair credit. $0 annual fee. 5 points per $1 spent at Ann Taylor family brands.
Jessica London Credit Card. Requires fair credit. Annual fee: $0. 1 point per $1 spent at any of the fullbeauty brands.
Torrid Credit Card. Requires fair credit. $0 annual fee. 1 point for every dollar spent at Torrid. 29.99% (V) regular APR.
Petland Credit Card. Requires fair credit. Annual fee: $0. 1 point per $1 spent. Exclusive discounts and promotional financing.
As you can see, these cards charge $0 annual fees, and all of them provide nice perks at their respective retailers. Comenity Bank also has quite a few store cards that require good credit for approval. They include cards tied to Orbitz, Williams Sonoma, Loft and Westgate Resorts. But if your score is below 700, it’s best to just stick with the cards for fair credit.
Also, keep in mind that applying for a credit card can trigger a ... read full answerhard inquiry on your credit report, which may cause a temporary dip in your credit score. To get a better sense of your approval odds, you can check your credit score for free, right here on WalletHub.
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