Can I pay my Best Buy Credit Card in the store?

The Best Buy® Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for the Best Buy® Credit Card. Approval odds are higher with the Best Buy Store Card; the minimum credit score required for this card is fair (640+).

Here’s more info about the Best Buy® Credit Card requirements:… read full answer

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Best Buy® Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Best Buy® Credit Card credit score requirement. You can check your credit score for free on WalletHub.

The easiest way you can pay your Best Buy® Credit Card is either online or by phone, by calling 1-888-574-1301. Alternatively, you can make a payment via text, by mail, or at a branch. Citibank does allow cardholders to set up automatic payments, too.

Ways to Make a Best Buy® Credit Card Payment

• Online: Log in… read full answer to your online account and click on “Make a Payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from.
• Phone: Call 1-888-574-1301 and enter your card information when prompted.
• Text: Text PAY to 81964 using the mobile device connected to your My Best Buy Credit Card account. Then, you will receive a text asking how much you would like to pay and which payment account you would like to use.
• Mail: Send a check or money order (but not cash) to:
  
  My Best Buy Credit Card Payments
  P.O. Box 9001007
  Louisville, KY 40290-1007
  
  Don’t forget to write your credit card number on the check, too.
• In store: You can make a payment at any Best Buy store during normal business hours.

If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date.

The Best Buy® Credit Card and Best Buy® Gold Visa Credit Card payment address is:

My Best Buy Visa Card Payments
P.O. Box 78009
Phoenix, AZ 85062-8009

Best Buy® Store Card cardholders should send their payments to the following address:

My Best Buy Credit Card Payments
P.O. Box 9001007
Louisville, KY 40290-1007

Payments sent via mail are the slowest to post, so make sure to send yours at least 7-10 business days prior to your due date. This way you can avoid being charged with late fees. For overnight delivery/express payments, you can send your Best Buy® Credit Card and Best Buy® Gold Visa Credit Card payments to the following address:… read full answer

My Best Buy Visa Card Overnight Delivery/Express Payments
Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213

Overnight delivery/express payments for the Best Buy Store Card can be sent to the following address:

My Best Buy Credit Card Overnight Delivery/Express Payments
Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213

If you'd like for your payment to be processed faster, pay online, call (888) 574-1301 or text PAY to 81964. Cardholders can also pay in-person at the customer service desk of a Best Buy store.