Can you pay a Capital One credit card at an ATM?

You can pay your credit card with cash by either visiting your card issuer’s branch location or at the issuer’s ATM. Most major credit card companies currently accept cash payments for credit card bills, including Chase, Capital One, Citibank, Bank of America, Wells Fargo, and U.S. Bank. Just don’t be surprised if they ask you for identification to complete your payment in person.… read full answer

Typically, to make a credit card payment in cash, you’ll need to go to a branch location to make a payment with a teller. Some card issuers will allow you to make cash payments via an ATM. Citibank actually only allows cash payments through their ATMs. Also, some card issuers have restrictions to paying in cash. Citibank, for example, has a monthly cap of $3,000 for credit card payments made in cash.

You can pay your Capital One credit card with cash at a Capital One branch location or at an ATM. You may also make a payment at Money Services, Western Union, MoneyGram or through the PayNearMe platform. Cardholders can also apply cash back or travel rewards earned on a Capital One credit card toward their account balance through a statement credit.… read full answer

It is worth mentioning that Capital One does not accept cash payments by mail. They will only take checks or money orders for this payment method.

Ways to Pay a Capital One Credit Card with Cash

• Capital One branch: Bring your credit card and photo ID to a branch and give the cash to a teller.
• ATM: You can pay a Capital One credit card at an ATM at certain branch locations. You’ll need your physical card to make a payment this way. It is worth noting that not all ATMs accept cash payments.
• Money Services: Bring your credit card bill, account number, and cash payment to the Money Services counter at a Kroger-owned store, such as Kroger itself, Fry’s, Ralph’s, or Metro Market. You will be charged a fee that may differ based on the location.
• MoneyGram: Visit a stand-alone MoneyGram location or one within another store like Walmart or CVS. You’ll just need your account number and cash payment. The fee will depend on the location.
• Western Union: Visit a stand-alone Western Union location or one within another store like Walgreens or Kroger. You will need to provide the biller name (Capital One) and account number, along with your cash payment. The fee will depend on the location.
• PayNearMe: Use the PayNearMe platform to link your credit card. Then, visit a participating location and give the cashier the cash for your payment, and have them scan the barcode from the platform to complete the payment. You will be charged a fee that may differ based on the payment amount and location. Participating retailers include 7-Eleven, Walgreens, CVS, and Walmart.

While there are many ways to pay a Capital One credit card with cash, remember that there are other payment methods available, as well. You can make a Capital One credit card payment online, over the phone, or via mail.

Yes, you can pay your Capital One credit card with a debit card, just not directly. You may use a checking or savings account to pay online or over the phone.

For phone payments, call the number on the back of your card, then verify the name on the account, along with the address and the last four digits of your Social Security number. Next, provide your checking/savings account information. You will also need the routing number for the bank account for verification purposes. Alternatively, you can pay in person at a local Capital One branch with cash.… read full answer

Alternatives to paying your Capital One credit card with a debit card

Although Capital One does not accept debit cards as a form of payment, you may pay your Capital One credit card bill with a debit card at 7-Eleven and Kroger stores. You can also pay your Capital One credit card with Western Union online, through their mobile app, and at a Western Union location using a debit card. Some non-Capital One locations may charge a fee for debit card payments, though.

Capital One credit card payments made through third party services may take longer to process. So, make sure Capital One receives your credit card payment before the due date.