No, you cannot pay a credit card with a debit card. But you can a pay a credit card with the bank account that a debit card is linked to, by doing an electronic transfer. However you choose to pay your credit card bill – whether you do it online, over the phone or by mail – there will not be an option to enter any kind of card number as the payment method. That’s among the reasons why you can’t pay one credit card’s bill with another credit card, either.
To pay your credit card bill using the checking/savings account behind your debit card, you’ll usually need to enter information like the account number and routing number for your checking or savings account. This is the most common way people pay their credit card bills, and it lets you take the money straight from your bank account and apply it to your bill.
Once you’ve entered the info for the account you’d like the money to come from, you can usually save that for next time so you don’t have to manually enter it every month. You can also set up automatic bill payment, so that on the same date each month, money is withdrawn from your account to pay your credit card bill.
The simple answer is that you cannot use a physical debit card to pay your credit card bill. You will have to set up payments using the nine-digit routing number from the checking account your debit card is linked to. At the end of the day, the money is coming from the same place.
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