Maria Adams, Credit Cards Moderator
@m_adams
You can pay the $55 - $95 First Premier credit card processing fee online. Go to the application page and follow the instructions on the online application form. You can also arrange a payment by phone. The First Premier customer service number is (800) 987-5521. The processing fee is assessed to offset the risk associated with the credit card account.
What you should know about the First Premier credit card processing fee:
- Although First Premier Bank requires a checking account to qualify for their credit cards, there are multiple ways to pay the processing fee. Payment options include a bank draft, personal check, money order, debit card, or another credit card.
- You can pay it in full or with partial payments.
- First Premier will not open an account until it receives the processing fee.
- The fee must be paid in full within 85 days from the date of approval to avoid application withdrawal.
If you receive a mail offer, you can respond to it from the First Premier website. You will need to enter the confirmation number included in the mailing.
In addition to the one-time $55 - $95 processing fee, most First Premier credit cards charge a $50 - $125 annual fee the first year and a $45 - $49 annual fee each year after that. Also, you’ll pay a monthly fee of $0 - $8 1st yr, $6.25 - $10.4 after. That’s a total cost of at least $170 the first year and $120+ per year after.
Jay Hutch, Member
@jayvh
You can visit their site or call the application line. They offer mail-in and wire transfer options as well.
People also ask
Did we answer your question?