You can pay the $95 First Premier credit card processing fee online. Go to the application page and follow the instructions on the online application form. Though First Premier Bank requires a checking account to qualify for their credit cards, there are multiple ways to pay the processing fee. Payment options include a bank draft, personal check, money order, debit card, or another credit card. First Premier will not open an account until it receives the processing fee.
If you receive a mail offer, you can respond to it from the First Premier website. You will need to enter the confirmation number included in the mailing. You can also arrange a payment by phone. The First Premier customer service number is (800) 987-5521.
In addition to the one-time $95 processing fee, First Premier credit cards charge a $75+ annual fee the first year and a $45 annual fee each year after that. Also, after the first year, you’ll pay a $75+ servicing fee in 12 monthly installments of $6.25+ each. That’s a total cost of at least $170 the first year and $120 per year after.
First thing you should know about getting a First Premier Bank credit card cash advance is that you will be able to get a cash advance at virtually any ATM, provided you have a PIN. You can get a PIN by calling the number on the back of your card.
The First Premier cash advance fee depends on which credit card offer you get. It can be as low as 3% or $2 (max. $10), whichever is greater. Or, it can be as high as 5% or $8 with no maximum. So be sure to check your First Premier Credit Card’s terms and conditions before you do a cash advance. You also have to worry about interest, which will start accruing on the same day you take out the cash.
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