How do I apply for the PayPal Credit Card?

You can no longer apply for the PayPal Credit Card as this card is no longer available to new applicants. However, you can apply for the PayPal Cashback Credit Card, instead. The only way to submit an application for this card is online.

Keep in mind that the PayPal Cashback Credit Card requires at least good credit for approval. The issuer will also take into account your income, debt and number of open accounts, among various other factors when considering your application.

How to Apply for the PayPal Cashback Credit Card

1. Visit the PayPal Cashback Credit Card’s page and click on the “Apply Now” button. You will then be transferred to the card’s official webpage.
2. Click on the yellow “Apply Now” button and then select “Start Credit Card Application.”
3. Log in to your PayPal account to access the application form.
4. Fill out and submit the application, making sure all your personal information is correct.
5. Wait for a decision. You could be approved instantly, or it might take up to 30 days.

It’s worth noting that the PayPal Cashback Credit Card comes with attractive rewards, offering 2 - 3% cash back cash back, depending on the type of purchase.

Other Alternatives to the PayPal Credit Card

Keep in mind that you don’t need a PayPal card in order to use a credit card on PayPal. For example, if you’re planning on making a large purchase, you could benefit more from a card like the Wells Fargo Active Cash® Card. This card comes with an intro APR of 0% for 15 months from account opening on purchases (19.24% - 29.24% Variable regular APR). This card also offers 2% cash rewards on purchases.

You can also check out our editors’ latest picks for the best credit cards for online shopping on the market to weigh your options.