Does the PCB Credit Card offer cell phone insurance?

Yes, you can use your PCB Secured Credit Card anywhere Visa is accepted, which is almost any place they take credit cards. Be aware, though, that using it internationally will cost you. This card has a foreign transaction fee of up to 1%.

To get a PCB Secured Credit Card replaced, call customer service at 1 (844) 724-8674. There is a $5 to $15 fee to get a PCB Secured Credit Card replacement, which should arrive within 5-10 business days.

How to Get a PCB Secured Credit Card Replaced

• Phone: Call customer service at 1 (844) 724-8674. Be prepared to provide any personal information requested to verify your identity. Follow the prompts to submit your request.... read full answer

You can request a PCB Secured Credit Card replacement if the current card is stolen, lost or damaged. You don’t have to request a replacement if your current card is about to expire, though. Plains Commerce Bank will automatically send a new card before the current one expires. Contact customer service if you have not received a replacement card by the expiration date.

Some good credit cards with cell phone protection include the Citi Prestige® Card, the IHG® Rewards Premier Credit Card, the U.S. Bank Visa® Platinum Card, all Wells Fargo consumer credit cards, the Ink Business Preferred® Credit Card, and the First Citizens Rewards Visa® Card.

Cell phone insurance isn’t commonly offered by major credit cards, but it’s certainly a welcome perk. Cell phones don’t come cheap, and some credit cards offer up to $1,000 in reimbursement for a stolen or damaged phone.... read full answer

Just remember that all credit cards with cell phone protection have the same rule: You must continuously pay your cell phone bill with the credit card, or else your phone won’t get coverage. To make sure your phone is covered, it’s best to set up automatic monthly phone-bill payments with your card as the payment method.

Here are some good credit cards with cell phone protection:

• Citi Prestige: Cell phone protection up to $1,000 per claim or $1,500 per year; limit of 2 claims per year; $50 deductible.
• IHG Premier: Cell phone protection up to $800 per claim or $1,000 per year; limit of 2 claims per year; $50 deductible.
• All Wells Fargo consumer credit cards: Cell phone protection up to $600 per claim or $1,200 per year; limit of 2 claims per year; $25 deductible.
• U.S. Bank Platinum: Cell phone protection up to $600 per claim or $1,200 per year; limit of 2 claims per year; $25 deductible.
• Chase Ink Preferred: Cell phone protection up to $600 per claim; limit of 3 claims per year; $100 deductible.
• First Citizens Rewards Visa® Card: Cell phone protection up to $500 per claim or $1,000 per year; limit of 2 claims per year; $50 deductible.

None of these credit cards cover phones that are lost, as opposed to stolen. Some cards also have specific stipulations for what is and is not covered. So, make sure you’re up to speed on your card’s specific rules.