The PCB Credit Card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it’s not a benefit commonly offered by credit card issuers.
Yes, you can use your PCB Credit Card anywhere Visa is accepted, which is almost any place they take credit cards. Be aware, though, that using it internationally will cost you. This card has a foreign transaction fee of up to 1%.
To get a PCB Credit Card replaced, call customer service at 1 (844) 724-8674. There is a $5 to $15 fee to get a PCB Credit Card replacement, which should arrive within 5-10 business days.
How to Get a PCB Credit Card Replaced
Phone: Call customer service at 1 (844) 724-8674. Be prepared to provide any personal information requested to verify your identity. Follow the prompts to submit your request.… read full answer
You can request a PCB Credit Card replacement if the current card is stolen, lost or damaged. You don’t have to request a replacement if your current card is about to expire, though. Plains Commerce Bank will automatically send a new card before the current one expires. Contact customer service if you have not received a replacement card by the expiration date.
Cell phone insurance isn’t commonly offered by major credit cards, but it’s certainly a welcome perk. Cell phones don’t come cheap, and some credit cards offer up to $1,000 in reimbursement for a stolen or damaged phone.… read full answer
Just remember that all credit cards with cell phone protection have the same rule: You must continuously pay your cell phone bill with the credit card, or else your phone won’t get coverage. To make sure your phone is covered, it’s best to set up automatic monthly phone-bill payments with your card as the payment method.
Here are some good credit cards with cell phone protection:
Citi Prestige: Cell phone protection up to $1,000 per claim or $1,500 per year; limit of 2 claims per year; $50 deductible.
IHG Premier: Cell phone protection up to $800 per claim or $1,000 per year; limit of 2 claims per year; $50 deductible.
None of these credit cards cover phones that are lost, as opposed to stolen. Some cards also have specific stipulations for what is and is not covered. So, make sure you’re up to speed on your card’s specific rules.
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