No, the PCB Credit Card does not have travel insurance. While the PCB Credit Card does have benefits such as monthly credit bureau reporting and 24/7 online account center, travel insurance is not among the card’s perks. This is because the PCB Credit Card is made for people who are trying to rebuild their credit.
Yes, the PCB Credit Card has a grace period of at least 25 days, lasting from the end of each billing cycle until the payment due date. If cardholders pay their statement balance in full every month, Plains Commerce Bank will not charge any interest.
Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less than the full amount due, you will lose the grace period. The remaining PCB Credit Card balance and any new purchases will then start to accrue interest that compounds daily. To get a credit card grace period back, you will need to pay the statement balance in full for two consecutive months. … read full answer
It’s also important to note that grace periods do not apply to cash advances.
The PCB Credit Card annual fee is $39 per year. PCB Credit Card’s $39 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the PCB Secured Visa® Credit Card, either.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.