The easiest way to apply for the PenFed Gold Visa card is online. Applying online is fast, secure and you can do it at any time. But that’s not the only way you can do it.
Here’s How to Apply For the PenFed Gold Visa Card
Online: Visit the card’s online page and select "Apply Now." On the next page, select "Apply Now" again and choose "Login" if you’re already an existing PenFed Credit Union member. If you're not a member, then click "Apply Now." After that, follow the steps to complete the application.
Over the phone: Call customer service at (800) 247-5626 so that a representative can help you with your application.
You should receive a decision on your application immediately after submitting it. If not, then please allow 24-48 hours to receive a response. After your application is approved, your should receive your card in 7-10 business days.
Keep in mind that the PenFed Gold Visa card requires good credit or better for approval. You can check your credit score by signing up for a free WalletHub account. You’ll have access to free credit scores and free credit reports, both updated daily.
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