Chip Lupo, Credit Card Writer
@CLoop
PenFed Pathfinder cardholders cannot transfer points to travel partners such as hotels and airlines. Instead of transferring to travel partners, people with the PenFed Pathfinder Card can redeem points for travel-related expenses through PenFed.
The best way to redeem PenFed Pathfinder rewards points is by spending them on travel. This will get you up to 0.87 cents per point. Also, remember that if you have multiple PenFed cards, you cannot pool your points. Keep this in mind to help determine when to redeem PenFed Pathfinder points.
People also ask
What is the PenFed Pathfinder exchange rate?
The PenFed Pathfinder Card exchange rate is Visa’s exchange rate on the date you make an international purchase. Visa exchange rates change on a daily basis, but they do not make their exchange rate public. The rates do tend to be quite low, however.
While credit card exchange rates normally also include foreign transaction fees, the PenFed Pathfinder Card does not charge foreign fees. This means the PenFed Pathfinder Card will save cardholders 1.53% on purchases with international merchants, compared to...
read full answerHow much is the PenFed Pathfinder annual fee?
The PenFed Pathfinder annual fee is $95 per year. PenFed Pathfinder’s $95 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the PenFed Pathfinder® Rewards Visa Signature® Card, either.
PenFed Pathfinder Fees
- Annual Fee: $95
- Cash Advance Fee: $0
- Foreign Fee: 0%
- Balance Transfer Fee: 3%
- Max Late Fee: $28
Do credit card points have an expiration date?
Most credit card reward points expire after some time. And once the points have expired, you usually cannot get them back.
So it is best to call your issuer at the number on the back of your card and ask if you plan on keeping your card in a drawer for a while.
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