What are the best PenFed Power Cash Rewards card benefits?

The PenFed Power Cash Rewards card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it’s not a benefit commonly offered by credit card issuers.

If you’re looking for a credit card with cell phone protection, some good options include the Wells Fargo Reflect card and the U.S. Bank Altitude Connect card.

There are no PenFed Power Cash Rewards Visa Signature® Card categories for bonus rewards. PenFed Power Cash Rewards instead gives a flat rewards rate on all purchases.

There are plenty of other credit cards that do offer bonus rewards in specific categories, though. If you’re looking for a rewards credit card with bonus categories, a good place to start your search is WalletHub’s list of the best rewards credit cards.

To get a PenFed Power Cash Rewards cash advance:

1. Call PenFed customer service at 1 (877) 856-9690 and request a PIN, if you don’t already have one.
2. Insert the credit card at an ATM and enter the PIN.
3. Select the cash advance option on the ATM screen.
4. Enter the amount you’d like to withdraw.
5. Withdraw the cash and remove the credit card from the ATM.

Before you take out a PenFed Power Cash Rewards...