Chip Lupo, Credit Card Writer
The PenFed Pathfinder® Rewards Visa Signature® Card interest rate is 17.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The PenFed Pathfinder card also offers new cardholders an intro APR of 0% for 12 months on balance transfers made in the first 90 days after opening an account. After 12 months, any unpaid balance transfer amounts will have a fixed APR of 17.99%. This PenFed Pathfinder card interest rate is variable, meaning it can change based on certain economic conditions.
The PenFed Pathfinder gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your PenFed Pathfinder card, it will accumulate interest daily at the card’s regular APR.
In addition to the regular interest rate, PenFed Pathfinder also charges a separate 17.99% interest rate on cash advances and a penalty rate for late payments. All PenFed Pathfinder card interest rates will be listed on your statement and on your online account summary.
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