How can you customize credit cards?

Some credit card issuers offer personalized credit cards, such as Capital One and Wells Fargo, which allow customers to upload their own photos and designs for some cards. Plus, Discover lets customers choose their card design from a number of pre-set options. Bank of America has 4 affinity Bank of America Cash Rewards cards, and each has its own design; or you can choose the Major League Baseball affinity card and pick your favorite team’s logo. Chase offers Star Wars and Disney-themed designs for their 2 co-branded Disney credit cards. And Barclays offers choices of different NFL teams on its co-branded NFL credit cards.

If your card issuer doesn’t offer any design choices for your credit card, consider making your own credit card “skin” through an outside service. Tenstickers and CUCU are 2 services that let you browse lots of pre-made designs or customize your own. Some card skins are removable, and some are built to stay on indefinitely.

Those looking for a different material for their credit card have options, too. You can turn your plastic card into a metal credit card, EMV chip and all, from companies like metal-creditcard.com. Or go a step further and convert your plastic into 24-karat gold, stainless steel, or carbon fiber with a company such as Lion Credit Card. In either case, you’ll have to be willing to send them your credit card in the mail.

Some issuers allow you to customize your credit card.

The easiest would be to customize a Capital One credit card. Sign in to your account, go to More Account Services and select Change Card Image.

Chase offers 10 choices, on Disney Cards only, and you'll get to choose when you submit an application.

Barclaycard offers customization for some co-branded cards. For instance, the NFL card offers 33 different team and logo choices.