Does the Petal 1 Card offer cell phone insurance?

Yes, the Petal 1 Card does have travel insurance. Petal 1 Card rental car insurance covers damage to a rental vehicle from collision or theft, as long as the purchases are charged to the card.

To file a Petal 1 Card travel insurance claim, you’ll need to contact the Benefit Administrator. For details on timeframes and coverage limits, check the guide to benefits that came with your Petal 1 Card.

If you’re looking for a credit card with more travel benefits,...

Yes, the Petal 1 Card does run a hard inqurity when you apply for it. This might have a short-term negative effect on your credit score. This might have a short-term negative effect on your credit score.

However, when you submit your information for pre-approval, the issuer will only perform a soft pull on your credit which won’t affect your credit score. Just keep in mind that being pre-approved doesn’t guarantee your approval for a new...

The best credit cards with cell phone protection include the The Platinum Card® from American Express, the Chase Freedom Flex℠, the Ink Business Preferred® Credit Card, and all the Wells Fargo consumer credit cards. These cards offer up to 2-3 cell phone protection claims per year, along with other rewards.

Cell phone insurance isn’t commonly offered by major credit cards, but it’s certainly a welcome perk. Cell phones don’t come cheap, and some credit cards offer up to $1,000 in reimbursement for a stolen or...