What are my Petal 2 Card approval odds? This question is about the Petal® 2 Visa® Credit Card

Your Petal 2 Card approval odds are good if you have little-to-no credit, or a credit score of 640+ (at least fair credit). Approval odds for the Petal 2 Card will be influenced by your annual income and existing debts, and you need to be 18+ years old. You’ll also need to have a U.S. mailing address and an SSN or ITIN. What You Need for Good Petal 2 Card Approval Odds Little to no credit history, or at least fair credit (score of 640+) Enough income to pay credit card bills Low debt relative to income Low housing costs relative to income U.S. mailing address Age of 18+ Social Security Number or Individual Taxpayer Identification Number Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income with no debts and still get approved. As part of the application process for the Petal 2 Card, Petal will check to see if you are pre-qualified for the card. You can sign up for a free WalletHub account and see if you’re likely to get approved before you apply.

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What are my Petal 2 Card approval odds?

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This question is about the Petal® 2 Visa® Credit Card

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Chip Lupo, Credit Card Writer

@CLoop • 07/07/22 This answer was first published on 07/07/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Your Petal 2 Card approval odds are good if you have little-to-no credit, or a credit score of 640+ (at least fair credit). Approval odds for the Petal 2 Card will be influenced by your annual income and existing debts, and you need to be 18+ years old. You’ll also need to have a U.S. mailing address and an SSN or ITIN.

What You Need for Good Petal 2 Card Approval Odds

Little to no credit history, or at least fair credit (score of 640+)
Enough income to pay credit card bills
Low debt relative to income
Low housing costs relative to income
U.S. mailing address
Age of 18+
Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income with no debts and still get approved. As part of the application process for the Petal 2 Card, Petal will check to see if you are pre-qualified for the card.

You can sign up for a free WalletHub account and see if you’re likely to get approved before you apply.

Answer Question

What's the Petal 2 Visa credit score requirement?

The Petal® 2 Visa® Credit Card is available to people with limited credit. That means you do not need to have a credit score to get approved for the Petal® 2 Visa® Credit Card.

Having said that, it is also worth mentioning that if you have already established a credit history, you will need at least fair (640+) credit to get this card.

You should note that while your credit score is an important factor, there are plenty of other things...

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How can I get Petal 2 Visa Credit Card pre-approval?

You can get Petal 2 Card pre-approval online. This way, you can quickly check your odds of approval for certain Petal credit cards before you actually apply for one. Current Petal customers may also receive pre-approved offers periodically by e-mail or through their online account.

In some cases, the issuer mails pre-approved offers to certain people who appear to meet the criteria for the Petal 2 Card.

How to Check for Petal 2 Card Pre-Approval Online

Visit...

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How do I make a Petal 2 Card payment?

You can make a Petal® 2 Visa® Credit Card payment online, by phone, through the Petal mobile app or by mail. To pay a Petal 2 Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Petal does allow cardholders to set up automatic payments, too.

Ways to Make a Petal 2 Card Payment

By phone: Call 1 (855) 697-3825 and enter...

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