What's the Petal 2 Visa credit score requirement? This question is about the Petal® 2 Visa® Credit Card

What's the Petal 2 Visa credit score requirement?

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This question is about the Petal® 2 Visa® Credit Card

Alex Wise, WalletHub Credit Cards Analyst

@Alex_Wise • 09/20/21 This answer was first published on 10/09/19 and it was last updated on 09/20/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Petal® 2 Visa® Credit Card is available to people with limited credit. That means you do not need to have a credit score to get approved for the Petal® 2 Visa® Credit Card.

Having said that, it is also worth mentioning that if you have already established a credit history, you will need at least fair (640+) credit to get this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Petal 2 Card Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Petal 2 Card credit score requirement. You can check your credit score for free on WalletHub.

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How can I get Petal 2 Visa Credit Card pre-approval?

You can get Petal 2 Card pre-approval online. This way, you can quickly check your odds of approval for certain Petal credit cards before you actually apply for one. Current Petal customers may also receive pre-approved offers periodically by e-mail or through their online account.

In some cases, the issuer mails pre-approved offers to certain people who appear to meet the criteria for the Petal 2 Card.

How to Check for Petal 2 Card Pre-Approval Online

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How do I apply for the Petal 2 Visa Credit Card?

The only way you can apply for the Petal 2 Card is online. Applications are not accepted by phone or email. The Petal 2 Card is available to legal U.S. residents of the 50 states, Washington, D.C., or U.S. military locations, with a valid SSN or ITIN.

Here’s how to apply for the Petal 2 Card:

The first step of the application process is the pre-approval. During this step, only a soft pull is performed, which won't affect your credit...

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What credit score is needed for the Petal 1 Visa credit card?

You can get the Petal 1 Visa credit card with fair (640+) credit or limited credit history, which means less than 3 years of financial activity.

WebBank will also take other important factors into consideration when deciding about your application, such as your income, existing debts or overall creditworthiness.

Keep in mind that the first step in your application process is the pre-approval, which won't hurt your credit score.

If you're pre-approved...

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