Jason Miles, Wallethub Credit Card Consultant
@jasonmiles42
You can get Petal 2 Card pre-approval online. This way, you can quickly check your odds of approval for certain Petal credit cards before you actually apply for one. Current Petal customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Petal will send people pre-approved offers for a specific credit card in the mail.
Getting pre-approved for a Petal 2 Card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.
How to Check for Petal 2 Card Pre-Approval Online
- Visit the pre-approval page on the Petal website.
- Enter your email, name, birthday, phone number, and SSN/ITIN.
- Click “Next” to view any pre-approved offers.
If you are pre-approved online, you will see all Petal credit cards that will give you the highest odds of approval, which may or may not include the Petal 2 Card. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a Petal 2 Card pre-approved offer received in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Petal to flag the application as pre-approved.
Petal 2 Card pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Petal 2 Card, Petal will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.

Petal® 2 Visa® Credit Card
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