What are the PNC Bank categories for credit card rewards? This question is about PNC Bank Credit Cards

What are the PNC Bank categories for credit card rewards?

This question is about PNC Bank Credit Cards

Chip Lupo, Credit Card Writer

@CLoop • 02/01/22 This answer was first published on 02/01/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The PNC Bank categories for bonus credit card rewards are gas, dining, and grocery store purchases. When cardholders make purchases with a PNC Cash Rewards® Visa® Credit Card from PNC Bank that qualify for the bonus categories, they earn extra rewards compared to the card’s base rewards rate.

PNC Bank Credit Card Categories for Bonus Rewards

PNC Cash Rewards® Visa® Credit Card: Gas, dining, and grocery store purchases

Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “gas,” for example, purchases made at that merchant with cards that include “gas” as a bonus category will earn bonus rewards.

If you’re looking to get a rewards credit card from PNC Bank, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. Alternatively, you might want to get a card that offers a flat rewards rate on all purchases, like the PNC Points Visa® Credit Card.

What are the different types of credit card rewards?

There are three different types of credit card rewards: points, miles and cash back. Rewards credit cards are also targeted to three main groups: students, small business owners and people with above-average credit.

Although there are differences between credit card rewards currencies and the ways in which credit card companies dole them out to different groups, the major types of credit card rewards all work pretty much the same way. You’ll earn rewards for...

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How much is 50,000 PNC points worth?

Depending on how you redeem, 50,000 PNC points are worth as much as $170 (airfare) or as little as $100 (statement credit).

In other words, each PNC point is worth $0.0013 to $0.0034, compared to about $0.01 for the average credit card point.

You can learn more about how to redeem PNC points for maximum value here.

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What is the best PNC Visa rewards card?

The best PNC Visa rewards card is the PNC Cash Rewards® Visa® Credit Card because it rewards you with a bonus $200 after spending $1,000 in the first 3 billing cycles. Cardholders also earn 1 - 4% cash back on purchases and enjoy a $0 annual fee.

Best PNC Visa Rewards Credit Cards in 2023

Overall: PNC Cash Rewards® Visa® Credit CardPNC Cash Rewards® Visa® Credit CardLearn MoreLearn More

Initial Bonus: $200 after spending $1,000 in the first 3 billing cycles

Ongoing Rewards: 2% on grocery store purchases, 3% on dining purchases at restaurants including fast food and 4% on gas station purchases for the first $8,000 in combined purchases in these categories annually, 1% cash back on all other purchases

Annual Fee: $0

Min. Credit Required: Excellent

Initial Bonus: PNC Points Visa® Credit CardPNC Points Visa® Credit CardLearn MoreLearn More

Initial Bonus: 50,000 points after spending $750 in the first 3 months

Ongoing Rewards: 4 points per $1 spent on all purchases

Annual Fee: $0

Min....

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