The best PNC business credit card is the PNC Cash Rewards Visa Signature Business card because it gives 1.5% cash back and a $200 signup bonus for spending $3,000 in the first 3 months. Cash back can be redeemed for statement credits or as a deposit to a PNC bank account. The PNC Cash Rewards Business card has a $0 annual fee and is offering 0% APR on purchases for the first 9 billing cycles.
2021 PNC Business Credit Cards
PNC Cash Rewards Visa Signature Business Credit Card
PNC Points Visa Business Credit Card
PNC Travel Rewards Visa Business Credit Card
PNC Visa Business Credit Card
PNC BusinessOptions Visa Signature Credit Card
These 5 PNC business credit cards are also the only business cards offered by PNC right now.
There is no PNC student credit card. And all three PNC consumer credit cards require excellent credit for approval. That puts them out of reach not only for most college students, but also the average person.
While there is no PNC student credit card, there are a number of quality cards from other issuers designed specifically for students. They include the Discover it Student chrome card, which gives 2% cash back at restaurants and gas stations up to $1,000 every quarter. Another good option is the Capital One Journey Student Rewards card, with 1.25% cash back on all purchases for each month you pay your bill on time.… read full answer
Another credit-building option is to open a secured credit card account. A secured card requires you make an upfront deposit to set your credit limit. A good secured credit card to consider is the Capital One Secured Mastercard. You’ll receive a $200 credit limit with a required deposit of $49, $99 or $200 based on creditworthiness.
Here are some alternatives to a PNC student credit card:
Discover it Student Chrome: $0 annual fee. 2% cash back at gas stations and restaurants up to $1,000 spent each quarter. First year’s cash back matched. $20 statement credit for a 3.0+ GPA each school year. 0% APR on purchases for 6 months.
Discover it Student Cash Back: $0 annual fee. 5% cash back on up to $1,500 spent per quarter in spending categories that rotate. First year’s cash back matched. $20 statement credit for a 3.0+ GPA each school year. 0% APR on purchases for 6 months.
Journey Student Rewards from Capital One: $0 annual fee. 1% cash back on all purchases (1.25% for months you pay on time). Eligible for a credit limit increase after making your first five monthly payments on time.
Discover it Secured: $0 annual fee. 2% cash back at gas stations and restaurants up to $1,000 spent each quarter. First year’s cash back matched. $200 minimum deposit. Security deposit could be returned after 8+ months of on-time payments.
Capital One Secured Mastercard: $0 annual fee. Initial credit limit of $200 with a deposit of $49, $99, or $200, based on creditworthiness. Eligible for credit limit increase when you make your first five monthly payments on time.
There is no PNC student credit card. But students can still get a PNC credit card by somehow building excellent credit, applying with a co-signer, or getting an existing cardholder to make them an authorized user.
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