The PNC Core Visa® Credit Card credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the PNC Core Visa® Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the PNC Core Visa® Credit Card credit score requirement. You can check your credit score for free on WalletHub.
The easiest PNC credit card to get is the PNC Bank Visa® Secured Credit Card because it's available to people with limited credit. The minimum deposit to open a PNC Bank Visa® Secured Credit Card is $300, and the annual fee is $36, billed at $3 per month. You can only apply for the PNC Bank Visa® Secured Credit Card in person at a PNC branch.… read full answer
PNC Bank mainly uses Experian for credit card approval. TransUnion is also used as a secondary resource, if needed. Just note that regardless of the credit bureau(s) the issuer chooses to use, you will always see a hard pull on your credit report after you apply.
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