What is the PNC Bank credit card interest rate? This question is about PNC Bank Credit Cards

The PNC Bank credit card interest rate is 16.24% (V) to 30.24% (V), depending on an applicant’s creditworthiness and the card they’re applying for. Some PNC Bank cards may also offer new cardholders introductory 0% interest rates on purchases or balance transfers for a set number of months. After a card’s intro rate expires, the regular interest rate applies to any remaining balance. PNC Bank Credit Card Interest Rates By Card PNC Core Visa® Credit Card: 16.24% to 28.24% (V) PNC Points Visa® Credit Card: 18.24% to 30.24% (V) PNC Premier Traveler® Visa Signature Credit Card: 20.24% (V) PNC Cash Rewards® Visa® Credit Card: 19.24% to 30.24% (V) The regular purchase APRs on PNC Bank credit cards are variable, meaning they can change based on certain economic conditions. In addition to the regular rate, PNC Bank credit cards also come with a separate interest rate for cash advances and a penalty rate for delinquent payments. The interest rates will be listed on the card’s monthly statement and online account summary.

Ad Disclosure Ad Disclosure

What is the PNC Bank credit card interest rate?

Report Abuse

This question is about PNC Bank Credit Cards

see this user

Chip Lupo, Credit Card Writer

@CLoop • 03/11/22 This answer was first published on 03/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The PNC Bank credit card interest rate is 16.24% (V) to 30.24% (V), depending on an applicant’s creditworthiness and the card they’re applying for. Some PNC Bank cards may also offer new cardholders introductory 0% interest rates on purchases or balance transfers for a set number of months. After a card’s intro rate expires, the regular interest rate applies to any remaining balance.

PNC Bank Credit Card Interest Rates By Card

PNC Core Visa® Credit Card: 16.24% to 28.24% (V)
PNC Points Visa® Credit Card: 18.24% to 30.24% (V)
PNC Premier Traveler® Visa Signature Credit Card: 20.24% (V)
PNC Cash Rewards® Visa® Credit Card: 19.24% to 30.24% (V)

The regular purchase APRs on PNC Bank credit cards are variable, meaning they can change based on certain economic conditions. In addition to the regular rate, PNC Bank credit cards also come with a separate interest rate for cash advances and a penalty rate for delinquent payments. The interest rates will be listed on the card’s monthly statement and online account summary.

What is the highest credit card interest rate?

The highest credit card interest rate in recent memory was 79.9% on a card offered by First Premier Bank in 2010 but that offer’s not available anymore. The current highest credit card interest rate is 36% on the First PREMIER® Bank Mastercard Credit Card.

The next highest credit card interest rate seems to be 35.99%, charged by the Total Visa® Card and the Milestone® Mastercard®. These rates are very high when you consider that the average interest rate is only around 22.39%.

... read full answer

What is a good interest rate on a credit card?

A good interest rate on a credit card is 14% and below. That is roughly the average regular interest rate on credit cards for people with excellent credit. Even a relatively good interest rate on credit cards for people with lower scores is not all that low. For example, credit card users with good or fair credit could pay interest at an annual rate of 20%+ and still have a below-average APR. Better-than-average for a credit card overall isn’t much...

read full answer

How do I find the interest rate on my credit card?

To find the interest rate on your credit card, look at your cardmember agreement and your monthly credit card statements. Your interest rate will be there in the form of an annual percentage rate (APR). But as “annual” implies, an APR is the cumulative interest rate for a whole year, which isn’t all that helpful for calculating actual interest charges from day to day or month to month.

You can figure your daily interest...

read full answer

Did we answer your question?

WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: PNC Points Visa® Credit Card, PNC Premier Traveler® Visa Signature Credit Card, PNC Cash Rewards® Visa® Credit Card, PNC Core Visa® Credit Card, BankAmericard® credit card, and First PREMIER® Bank Mastercard Credit Card

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.