Maria Adams, Credit Cards Moderator
No, there are no PNC credit cards available for students right now. Plus, most PNC consumer credit cards require at least good or excellent credit for approval. That puts them out of reach not only for most college students, but also the average person.
While there is no PNC student credit card, there are a number of quality cards from other issuers designed specifically for students. They include the Deserve® EDU Mastercard for Students, which gives 1% cash back on all purchases.
Another credit-building option is to open a secured credit card account. A secured card requires you make an upfront deposit to set your credit limit. A good secured credit card to consider is the Capital One Platinum Secured Credit Card. You’ll receive a $200 credit limit with a required deposit of $49, $99 or $200 based on the specifics of your credit history.
Here are some alternatives to a PNC student credit card:
The Bank of America® Unlimited Cash Rewards credit card for Students offers a $200 after spending $1,000 in the first 90 days. Plus, the card gives 1.5% cash back on all purchases. The Bank of America® Unlimited Cash Rewards credit card for Students also comes with an intro APR of 0% for 18 months on both purchases and balance transfers. The card’s regular APR is 17.49% - 27.49% (V). There is also a 3% balance transfer fee. This card has a $0 annual fee.
The BankAmericard® Credit Card for Students gives you a . This is one of the best student cards for financing, as it offers an intro APR of 0% for 21 months on both purchases and balance transfers. The card’s regular APR is 15.49% - 25.49% (V). There is also a 3% balance transfer fee. This card has a $0 annual fee.
Capital One Platinum Secured offers an initial credit limit of $200 with a deposit of $49, $99 or $200, based on the specifics of your credit history. You will be eligible for a credit limit increase when you make your first six monthly payments on time. The card has a $0 annual fee.
You can also check our editors’ latest picks for the best student credit cards on the market to see which one suits your needs better.
Ultimately, it is worth noting that students can still get a PNC credit card by somehow building at least good credit or getting an existing cardholder to make them an authorized user.
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