You can get pre-approved for a First Premier credit card if you fit the issuer's criteria and receive a mail offer. After receiving a mail offer, enter your confirmation number on First Premier Bank's dedicated web page to apply. If you can't find the letter with the enclosed confirmation number, you can click "Look up your confirmation number" on the same page to retrieve it.
A pre-approval offer will only trigger a soft pull on your credit, but it doesn't guarantee you'll be approved. An actual application will result in a hard pull on your credit, lowering your score for a short period of time.
To get a First Premier Bank credit limit increase, the account needs to be open for at least 13 months and kept in good standing, with on-time bill payments and no maxed-out credit limit. Eligible First Premier cardholders may qualify for a credit limit increase upon request, though there is a fee equal to 25% of the increase amount. You can request a higher limit online or by phone.… read full answer
How to Get a First Premier Bank Credit Limit Increase
First PREMIER Bank credit cards are on the Visa network right now. First PREMIER Bank currently does not have any credit card offers available on the other three major credit card networks, which are Visa, American Express and Discover.
Popular First PREMIER Bank Credit Cards by Network
You can use a FIRST PREMIER BANK Mastercard at nearly 11 million merchants nationwide, and you can use it abroad in more than 210 countries and territories. Your card will also come with various types of benefits, depending on whether it's a standard Mastercard, World Mastercard or World Elite Mastercard.… read full answer
Ultimately, there are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The card networks have a lot in common, including extensive worldwide acceptance. As a result, it%s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
The Citi Premier credit score requirement is 700 or higher, which means applicants need at least good credit for a decent shot at approval. If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.
The average American will likely find it difficult to meet the Citi Premier credit score requirement, as many people have lower credit scores. But an applicant’s score is only one factor in the approval process. Citi will also consider other things like the person’s income, existing debt load, recent credit inquiries, number of open accounts and more.… read full answer
The Citi Premier’s credit score requirement is in line with the requirements for most other Citi credit cards, though there are a few that are easier to get, such as the Best Buy Store Card.
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