Chip Lupo, Credit Card Writer
@CLoop
The best prepaid business card is Bento for Business because it has low fees and a tiered pricing structure, meaning as you add more cards to the account, the cost-per-card goes down. Bento for Business also has special features such as the option to set spending restrictions by day or by category.
Best Prepaid Business Cards
- Bento for Business
- PEX Visa® Core Business Prepaid Card
- The dash™ Prepaid Mastercard®
- Mastercard Business Prepaid Card
- Netspend Small Business Prepaid Mastercard
- Emburse Prefunded Mastercard
Prepaid Cards for Business vs. Business Credit Cards
It’s important to note that the term "prepaid business credit card" is misleading. There are business credit cards, business debit cards, and business prepaid cards, but those are all separate products that fulfill different needs. For example, prepaid cards do not build credit. That’s because unlike credit cards, prepaid cards don’t report your account activity to the credit bureaus.
A secured business credit card such as the Wells Fargo Business Secured Credit Card is the closest thing you’ll find to a prepaid business credit card. The card requires a refundable security deposit that establishes your spending limit, which means you’re basically pre-paying for your purchases while you build credit.
People also ask
Did we answer your question?