You can make a Prosper® Card payment online, by phone, through the Prosper mobile app or by mail. To pay a Prosper® Card bill online, log in to your online account find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Prosper does allow cardholders to set up automatic payments, too.
Ways to Make a Prosper® Card Payment
By phone: Call 1-800-903-4697 (M-F, 8am-8pm EST) and enter your card information when prompted.
Online: Log in to your online account and find the payment button.
Through the mobile app: Log in to your account and select your card, then the payment button.
By mail: Send a check or money order (but not cash) to
P.O. Box 650078
Dallas, TX 75265-0078.
Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
A credit card billing cycle is the period of time between two credit card statements, usually lasting 28-31 days. On the last day of a credit card’s billing cycle – also known as the closing date –the card’s issuer will compile the account’s billing statement. This includes a bill for all the charges made to your account during that billing cycle, minus any payments made. You can find the starting and ending dates for your credit...
It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement. You can also call your bank’s customer...
The best time to pay a credit card bill is a few days before the due date, which is listed on the monthly statement. Paying at least the minimum amount required by the due date keeps the account in good standing and is the key to building a good or excellent credit score. That’s true for everyone, but some people might want to take things a step further, particularly cardholders carrying balances from month to month and...
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