The Prosper® Card is a Mastercard, not a Visa. You can use your Prosper® Card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
You can make a Prosper® Card payment online, by phone, through the Prosper mobile app or by mail. To pay a Prosper® Card bill online, log in to your online account find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Prosper does allow cardholders to set up automatic payments, too.
You cannot freeze your Prosper® Card. If your Prosper® Card is lost or stolen, you’ll need to call Prosper credit card customer service at 1-800-903-4697 as soon as possible, so they can cancel the card and send you a new one.
That said, it’s important to remember that you won’t be held responsible for unauthorized purchases, thanks to a $0 fraud liability guarantee.
No, the Prosper® Card doesn’t do a hard pull when you apply. There is a one step application process for this card that doesn’t affect your credit score as it results in a soft pull.
Keep in mind that you will need at least fair credit to get the Prosper® Card.
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