The RBC Bank Visa Signature Black Credit Card's starting credit limit is $5,000, according to customer service representatives. RBC Bank does not include any specific RBC Bank Visa Signature Black Credit Card credit limit information in the card’s terms, though.
For the most part, RBC Bank Visa Signature Black Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the RBC Bank Visa Signature Black Credit Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the RBC customer service number on the back of your card, but it’s best not to do that more than once a year. RBC will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with RBC Bank.
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