You can redeem your PNC credit card points online or by calling (855) 762-7937. Redemption options include cash, travel, gift gards and more.
PNC Credit Card Points Redemption Options:
Cash back: You can redeem your points in the form of a statement credits.
Travel: You can redeem for airfare, hotels, car rentals, cruises and more.
Merchandise: You can also purchase merchandise using your PNC points. Categories include apparel, electronics, jewelry, office products and more.
Gift cards: You can also turn your PNC points into gift cards across numerous merchants. To redeem for gift cards, all you have to do is click on “Start Shopping” under “Gift Cards” in the PNC points portal.
Just keep in mind that your rewards expire in 48 months from when they were posted to your account.
There are hundreds of Visa credit cards with rewards points, which individual credit card issuers give cardholders for making purchases and reaching certain milestones, but Visa does not have its own rewards points. Rewards are the responsibility of the banks and credit unions that issue credit cards, and Visa is not a credit card issuer.… read full answer
Visa still provides plenty of perks, just not points, miles or cash back for making credit card purchases. Cardholders can claim special Visa offers for savings on travel and shopping, for instance. Visa also is responsible for secondary credit card benefits such as rental car insurance, extended warranty protection, travel insurance and more.
When it comes to rewards points credit cards on the Visa network, the points that you can earn are worth about 1 cent each, on average. The exact value varies by rewards program and depends on what you redeem the points for. Typically, you can spend your Visa card’s rewards points for travel, merchandise through an issuer’s online shopping portal, cash, gift cards, charity donations and more. In some cases, Visa rewards points may be worth more with some redemption methods than others.
You can earn rewards points by making purchases with the right Visa credit card as well as by meeting the spending requirements for a bonus, referring a friend and more, depending on the card.
PNC Premier Traveler miles are worth 0.75 cents per point, on average. The value of PNC Premier Traveler miles depends on how they are redeemed. For example, miles from PNC Premier Traveler are worth up to 1 cent each when redeemed for travel, and they are worth 0.5 cents each when redeemed for cash back. … read full answer
PNC Premier Traveler Mile Values
Redemption Method
Average Point Value
Value of 1,000 Miles
Travel
1 cent
$10
Cash Back
0.5 cents
$5
Gift Cards
Varies
Varies
Tips for Maximizing the Value of PNC Premier Traveler Miles
Redeem PNC Premier Traveler miles regularly.
PNC Premier Traveler miles do not expire due to account inactivity, but stockpiling miles does put you at risk of rewards devaluation.
Redeem miles for Travel.
PNC Premier Traveler miles are worth the most when redeemed for travel.
Pay your bill in full every month.
The PNC Premier Traveler card’s regular APR is high enough to erode your rewards earnings if you carry a balance from month to month.
Read the rewards program rules.
Every credit card with rewards also has rules for when unredeemed earnings could be lost – usually as a result of closing your account or missing payments. Double-checking these details can help you keep every cent of rewards value you earn.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.