How can I reach the Reflex Credit Card customer service? This question is about the Reflex Mastercard®

How can I reach the Reflex Credit Card customer service?

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This question is about the Reflex Mastercard®

Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 06/11/21 This answer was first published on 06/11/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can reach the Reflex Mastercard® customer service by phone at (866) 449-4514. The automated service is available 24/7, while customer service representatives are reachable from 7 a.m. to 10 p.m. on weekdays and from 9 a.m. to 4 p.m. on Saturdays.

Keep in mind that you can also access information about your Reflex Mastercard® through your online account.

Alternatively, you can send your customer service inquiries to the following address:
Reflex Card
P.O. Box 3220
Buffalo, NY 14240-3220

Richard, Member

@movingvermont • 03/05/22 This answer was first published on 03/05/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can't. They have the most disfunctional customer service imaginable. You will initially be put on hold for at least 15-20 minutes. If you are lucky, you will finally be connected to a low IQ person who has minimal knowledge of the English language, perhaps 40-50 words. You will have to speak to them very slowly, as if speaking to a four-year-old...and then repeat everything at least 3X as they continually talk over you while reading a script. There will be no lateral communication. This applies even when you are attempting to pay them. Then you will be put on hold again for at least another five to ten minutes. If you request a supervisor, you may be fortunate enough to be connected to a person who is competent...after wasting at least a half hour of your life, for what is normally accomplished in less than five minutes.

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Here’s how you can pay your Reflex Credit Card:

… read full answerOnline: To make an online payment, just log in to your account, using your credentials.

Phone: If you prefer to make a payment over the phone, call customer service at (800) 518-6142.

Mobile app: You can also pay your Reflex Credit Card through the mobile app for iOS and Android.

Mail: Lastly, you can send a check or money order (but not cash) to the following address:
Reflex Card
P.O. Box 6812
Carol Stream, IL 60197-6812

Just keep in mind that mail payments need to be sent at least 5-7 business days prior to your due date to make sure they arrive on time. Meanwhile, online and phone payments only take 1-3 business days to post.

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What credit score is needed for the Reflex Credit Card?

You can get the Reflex Credit Card even with bad credit or with a limited history, which means less than 3 years of financial activity.

The issuer will also take other factors into consideration when deciding about your application, such as your income, existing debts or overall creditworthiness.

Keep in mind that an application could result in a hard pull on your credit, lowering your score for a short period of time.… read full answer

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How do I check my Reflex Credit Card application status?

You cannot check your Reflex Credit card application status.

You can, however be instantly approved for it, in case your identity and ability to pay can be immediately verified.

Otherwise, it could take up to 30 days to get a result. You might even get contacted by the issuer to provide some additional information regarding your application.… read full answer

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