Yes, applying for the Reflex Credit Card will do a hard pull on your credit report. It is an unsecured credit card designed for people with less than 3 years of credit history, meaning that credit is extended based on an initial credit inquiry.
You can get pre-approved without affecting your credit score, but applying will ultimately result in a hard pull.A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people%s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months.
You can learn more about how to minimize the credit score damage here.
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