What is the Reflex card minimum payment? This question is about the Reflex® Platinum Mastercard®

What is the Reflex card minimum payment?

Answer Question Report Abuse

This question is about the Reflex® Platinum Mastercard®

Chip Lupo, Credit Card Writer

@CLoop • 11/21/22 This answer was first published on 11/21/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The Reflex card minimum payment is $35 or 4% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher. If the statement balance is less than $35, the Reflex card minimum payment will be equal to the balance. In addition, if you recently missed a payment, Celtic Bank may add a late fee to your minimum payment.

The minimum payment is the smallest amount you’re obligated to pay by the due date for your Reflex card account to be in good standing. Failure to pay by the due date may result in a late fee. Your credit score will also take a hit if you miss multiple minimum payments.

Answer Question

How can I pay my Reflex Credit Card?

The easiest way you can pay your Reflex Credit Card is either online or over the phone, by calling (800) 518-6142. Alternatively, you can pay your credit card bill through the mobile app for iOS and Android, or via mail.

Here’s how you can pay your Reflex Credit Card:

... read full answerOnline: To make an online payment, just log in to your account, using your credentials.

Phone: If you prefer to make a payment over the phone, call customer service at (800) 518-6142.

Mobile app: You can also pay your Reflex Credit Card through the mobile app for iOS and Android.

Mail: Lastly, you can send a check or money order (but not cash) to the following address:
Reflex Card
P.O. Box 6812
Carol Stream, IL 60197-6812

Just keep in mind that mail payments need to be sent at least 5-7 business days prior to your due date to make sure they arrive on time. Meanwhile, online and phone payments only take 1-3 business days to post.

show less

How do I check my Reflex application status?

Applicants can check their Reflex application status by calling 1 (866) 449-4514. When you call, you’ll need to provide the required information so that Celtic Bank can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending. Celtic Bank does not allow you to check your application status online.... read full answer

How to Check Your Reflex Application Status

Call 1 (866) 449-4514.

Follow the automated prompts that lead to an application status check, or connect with a representative and tell them you’d like to check your Reflex application status.

The automated voice or customer service rep will tell you if your application is pending, approved, or denied.

Typically, you’ll receive Celtic Bank’s decision on your application within up to 30 days. Many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.

You may not like what you learn when you check your application status. But those who get denied can still ask Celtic Bank to reconsider by calling 1 (866) 449-4514.

show less

When will my Reflex Credit Card payment post?

Your Reflex Credit Card payment will post the same day, if you link your credit card to your checking account and both are with the same bank.

Online and phone payments usually take 1-3 business days to post, while mailing a payment could even take a few more.

Make sure to send your payments at least 5 days before your due date to avoid any late fees! Also take the 5:00 pm EST cut-off time into consideration!... read full answer

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.