You can get pre-approved for the Reflex® Platinum Mastercard® online. Potential customers may also receive pre-approved offers periodically by e-mail. And in some cases, the issuer will send people pre-approved offers for a specific credit card in the mail.
Getting pre-approved for a Reflex Credit Card indicates that your chances of being approved for an account are very high, should you decide to apply. However, note that approval is not guaranteed.
How to Check for Reflex Card Pre-Approval Online
- Click “See If You Pre-Qualify” on the issuer’s dedicated page.
- Enter your full name, address, date of birth, phone number, Social Security number, email address, and your monthly income.
- Check the box acknowledging you know this isn’t a credit card application and won’t affect your credit score.
- Click “See My Card Offers” to view any pre-approved offers.
If you are pre-approved online, you will see all of the issuer’s credit cards that will give you the highest odds of approval. However, it may or may not include the Reflex Card. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval site. To do so, click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a Reflex pre-approved offer received in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows the issuer to flag the application as pre-approved.
What you should know before applying for the Reflex Credit Card:
Reflex Credit Card pre-approvals do not affect your credit score, as they’re done using a soft inquiry. But if you decide to submit an application for the Reflex Card, the issuer will conduct a hard inquiry. This may lead to a slight, but temporary decrease in your credit score.
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