No, Regions Bank does not have any student credit cards. Most student credit cards are aimed at students with fair or limited credit. The Regions Explore Visa Credit Card, while not aimed at students, is available for those with bad credit. However, it is a secured credit card that requires a $250 security deposit.
Aside from the Regions Explore Visa Credit Card, all Regions Bank credit cards require excellent credit for approval. There was a Regions student credit card in the past, but it has since been discontinued. It offered 1 point per $1 on purchases and an introductory balance transfer APR of 0% for 12 months (with each balance transfer being subject to a 4% (min $10) fee). This was matched by an introductory purchase APR of 0% for 12 months. Once the introductory periods were over, the remaining balance was subject to a regular APR of 16.24% (V).
If you're after a student credit card with attractive financing offers, the Bank of America® Customized Cash Rewards Credit Card for Students, is a credit card available to students with limited and it features an introductory APR of 0% for 15 months on balance transfers made within 60 days of account opening - all balance transfers subject to a 3% (min $10) fee. This is coupled with an intro purchase APR of 0% for 15 months.
If they don't meet the necessary credit requirements, students can also get access to Regions Bank credit cards by becoming an authorized user. When you're an authorized user on someone else's Regions Bank card, you'll be able to take advantage of all the card has to offer while you establish your credit. You share a credit line with the main cardholder, and they are the one responsible for paying.
Even though you can't get a Regions Bank student credit card, there are other issuers that offer student credit cards covering a wide range of needs. So feel free to check out our editors' picks for the best student credit cards.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.