Does the Sable Credit Card offer cell phone insurance? This question is about the Secured Sable ONE Credit Card

Yes, the Sable Credit Card does offer cell phone insurance. The Sable Credit Card gives cardholders up to $100 per claim to repair or replace a damaged or stolen phone, if they charge their phone bill to the card every month. The maximum coverage amount is $200 per year, and there is a $50 deductible. Sable Credit Card cell phone protection does not cover phone accessories; rented, borrowed or prepaid phones; cosmetic damage and lost phones. How to Use Sable Credit Card Cell Phone Protection Check if you have other applicable coverage. Sable only offers secondary cell phone insurance. You’ll have to exhaust any other coverage you might have before making a cell phone insurance claim with the Sable Credit Card. Notify the Benefit Administrator within 90 days of the incident by calling 1-800-Mastercard. You can also open a claim online. Submit the required documents within 120 days of the incident. These documents include your eligible card account statement reflecting the monthly payments for the month preceding the date your phone was stolen or damage, a copy of your current cell phone bill, and any other requested documents. Wait for a decision. The Benefit Administrator will notify you as soon as your claim has been processed.

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Does the Sable Credit Card offer cell phone insurance?

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This question is about the Secured Sable ONE Credit Card

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Chip Lupo, Credit Card Writer

@CLoop • 07/26/22 This answer was first published on 07/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the Sable Credit Card does offer cell phone insurance. The Sable Credit Card gives cardholders up to $100 per claim to repair or replace a damaged or stolen phone, if they charge their phone bill to the card every month.

The maximum coverage amount is $200 per year, and there is a $50 deductible. Sable Credit Card cell phone protection does not cover phone accessories; rented, borrowed or prepaid phones; cosmetic damage and lost phones.

How to Use Sable Credit Card Cell Phone Protection

Check if you have other applicable coverage. Sable only offers secondary cell phone insurance. You’ll have to exhaust any other coverage you might have before making a cell phone insurance claim with the Sable Credit Card.
Notify the Benefit Administrator within 90 days of the incident by calling 1-800-Mastercard. You can also open a claim online.
Submit the required documents within 120 days of the incident. These documents include your eligible card account statement reflecting the monthly payments for the month preceding the date your phone was stolen or damage, a copy of your current cell phone bill, and any other requested documents.
Wait for a decision. The Benefit Administrator will notify you as soon as your claim has been processed.

Answer Question

Does the Sable credit card have return protection?

Yes, the Secured Sable ONE Credit Card does have return protection. Return protection reimburses cardholders for undamaged, working items purchased with the card that cannot be returned to the merchant within 60 days of purchase. The Sable Credit Card return protection coverage limit is $250 per claim.

To file a Sable Credit Card return protection claim, use the ... read full answer online claims center or call 1 (800) Mastercard within 60 days. You will then need to submit a claim form and provide any requested supplemental proof within 180 days.

Keep in mind that not all items will qualify for Sable Credit Card return protection coverage. As is the case with all card benefits, there is a list of exceptions, so it’s important to read the benefits guide that came with your card to find out if an item qualifies.

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Does Sable One Secured report to all credit bureaus?

Yes, the Sable Credit Card does report to all major credit bureaus; Experian, Equifax, and TransUnion.

Sable will submit reports to credit bureaus every month. That means that the Sable Credit Card will help you build credit as long as you pay the bill by the due date each month and you stay well below your credit limit.... read full answer

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How do I cancel a Sable Credit Card?

To cancel a Sable Credit Card, call customer service at 1 (833) 583-8383 or send an email to [email protected]. Sable does not allow you to cancel an account in person or by mail.

Be aware that if there’s a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. In addition, you will forfeit any unused cash back, so be sure to redeem them before you cancel the card. You will also need to update the payment method for any recurring charges linked to your Sable Credit Card.... read full answer

How to Cancel a Sable Credit Card

By phone

Call customer service at 1 (833) 583-8383 and enter your credit card number to verify your identity.

Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. The representative may offer you a retention bonus to keep you on as a customer, but you can simply decline the offer and proceed with canceling the account.

By email

Send an email to [email protected] asking Sable to close your account. You should receive a confirmation when your account is canceled.

It’s important to know that when you cancel a Sable Credit Card, you may see a decrease in your credit score, depending on the card’s credit limit and how long you’ve had the card. You can get an idea of how much a canceled credit card will affect your credit score by using WalletHub’s free credit score simulator.

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