John Miller, Credit Cards Moderator
You can get your Secured Sable ONE Credit Card's deposit refunded when you close the account. The issuer will also return your deposit if your card graduates to unsecured. It typically takes 1-3 business day for a Sable Credit Card deposit refund to be processed.
You can also get a partial deposit refund at any time by lowering your credit limit. You can request a credit limit decrease by contacting customer service at [email protected]. The amount that you lower your credit line with will be refunded to you.
Keep in mind that you will not get your Sable Credit Card full deposit back if there is a balance remaining when you close the account, or if you default on your payments. In those cases, the issuer will use the deposit as a collateral.
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