It should only take a few minutes to find out whether your application is approved, denied, or pending. Typically, you’ll receive a final decision on your application within 7-10 business days. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
Lastly, if you get denied, you can still ask the issuer to reconsider by calling customer service.
Each and every applicant has a different situation in terms of credit score, debt-to-income ratio, recent hard inquiries and past negatives. These are a few of the factors the issuer will consider when determining your credit limit.… read full answer
If you are unhappy with your initial Saks Fifth Avenue Store Card credit limit, you can request an increase through your online account or by calling the customer service number on the back of your card.
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