What credit score is needed for the Santander Ultimate Cash Back credit card? This question is about the Santander® Ultimate Cash Back® credit card

What credit score is needed for the Santander Ultimate Cash Back credit card?

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This question is about the Santander® Ultimate Cash Back® credit card

Karen Moroz, WalletHub Mortgage Analyst

@nycKaren • 06/24/20 This answer was first published on 06/24/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You'll need excellent credit to get the Santander Ultimate Cash Back credit card. That's a credit score of 750+. It's a top-tier credit card with great rewards so that makes sense.

It's also important to know that in addition to your credit score, they will look at your recent inquiries, current debt, income, and payment history on your other credit accounts. That's how they grant approval.

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