You can check your Sears Credit Card application status online or by calling 1-888-201-4523. You will be asked for your application ID, zip code, phone number, birthday and/or Social Security number to confirm your identity.
Citibank, the issuer, usually provides an instant response to applications, but it can take up to 30 days in some cases. If your application ends up being denied, you can still ask for reconsideration.
Sears officially declared bankruptcy in 2018, but your card is still usable and new applicants are accepted. Following the closures that will continue into 2020, it is estimated that there will be fewer than 300 stores remaining nationwide.
You may be able to check your credit card application status online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.… read full answer
All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online.
How to Check Your Credit Card Application Status with Major Issuers:
Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options.
Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out our guide on what to do if your credit card application is denied.
You generally need a score above 700 to be eligible for the Sears Credit Card, but issuers take far more than just an applicant's credit score into account when making approval decisions.
They consider your overall financial picture, including your income and existing debt obligations, so your credit rating can only be used as a guideline. Nevertheless, you can … read full answerget your credit score for free on WalletHub.
To check your Citi credit card application status, use Citi’s online tool or call 1-888-201-4523 (800-645-7240 for business cards). Citi may ask for your application ID, zip code, phone number, birthday and/or Social Security number to confirm your identity. Your Citi card application status could be pending for up to 30 days. If approved for an account, your card should arrive within 14 days of the decision. Citi does not offer expedited delivery.… read full answer
Here’s how to check your Citi credit card application status online:
Input your application ID and zip code, or your phone number, zip code and birthday.
Click “check your status.”
Receive your Citi application status on the screen: approved, denied or still pending.
To check your Citi credit card application status by phone, call 1-888-201-4523. Press “1” for English. Then, press “1” for the Costco Visa Card or “2” for other cards. Enter your Social Security number. Get your application status from the Citi representative.
In the unfortunate event that your Citi credit card application ends up being denied, you can still ask for reconsideration. The number is 1-888-201-4523. It’s a long shot, and you’ll have to prove your situation is better than it appeared on your application. But there’s no harm in trying.
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