Maria Adams, Credit Cards Moderator
@m_adams
The Sears Credit Card exchange rate is Mastercard's exchange rate on the date you make a purchase, plus any foreign transaction fees. While Mastercard exchange rates change daily, the Sears Credit Card foreign fee is always 3% of the transaction.
It's best to use a credit card with no foreign transaction fee when making purchases from international merchants. As long as you have such a card and avoid dynamic currency conversion, the exchange rates you'll pay on international spending with a credit card will be much lower than those you'd get from converting cash with banks, credit unions, or airport currency exchange services.
People also ask
Where can I use my Sears Credit Card?
You can use your Sears Credit Card anywhere Mastercard is accepted. That means that you can use this card almost anywhere they take credit cards as a payment method.
The Sears Store Card, on the other hand, can only be used:
- In Sears stores and on Sears.com
- At Kmart … read full answer
What is the Sears Credit Card interest rate?
The Sears Credit Card interest rate is 25.99% (V). This Sears Credit Card interest rate is variable, meaning it can change based on certain economic conditions.
The Sears Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end … read full answer
show lessWhat is the Sears Credit Card credit score requirement?
The Sears Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Sears Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will … read full answer
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