How do I make a Sears Credit Card payment?

The Sears Credit Card credit score requirement is 700, at a minimum. That means people with good credit or better have a shot of approval. The Sears Store Card, on the other hand, requires at least fair credit (a credit score of 640+) for approval.

Other Sears Credit Card approval requirements:

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Sears Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Sears Credit Card credit score requirement. You can check your credit score for free, right here on WalletHub.

To log in to your Citibank credit card account, go to the login page on the Citibank website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign On” to access your online account. If you don’t already have an account, you will need to start by clicking “Register for Online Access” in order to set up a username and password.… read full answer

How to Log in to a Citibank Credit Card Account

1. Register your Citibank credit card for online account access. Click “Register for Online Access” and enter your card number, birthdate and the last 4 digits of your Social Security number or Tax ID number to verify your credit card account.
2. Choose your Citibank username and password. The username must be between 5 and 50 characters, including special characters, and no spaces. The password must contain from 6 to 50 characters and have at least one letter and one number, different from your password, and no more than two consecutive identical characters. The password is not case sensitive and may contain special characters.
3. Log in with your new Citibank credentials. From the login page on the Citibank website or mobile app, fill out the User ID and Password fields using your new credentials, then click “Sign On” to access your account.

After you have signed up and logged in, you’ll be able to manage your Citibank credit card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot Password?” on the Citibank login page. Then, just follow the prompts to reset or retrieve your username or password.

The Sears Credit Card payment address is:

Sears Consumer Payments
P.O. Box 9001055
Louisville, KY 40290-1055

You can also make an express payment. The address is:

Sears Consumer Express Payments
Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213

Paying your bills by mail is the slowest option available, so make sure to send your payment well before your due date to give it time to arrive.… read full answer

Other Sears Credit Card payment methods:

• Online: Select the “Pay Now” button on your account page to pay your Sears Credit Card bill.
• By phone: Call (800) 669-8488 and follow the prompts to make a payment.
• In person: Make your payment in person at any Sears location.

Ultimately, you can use the same payment options for the Sears Store Card, except for paying by phone. In this case you’ll need to call (800) 917-7700 instead.