Sears Credit Card cardholders cannot transfer points to travel partners such as hotels and airlines. Instead of transferring to travel partners, people with the Sears Credit Card can redeem points for travel-related expenses through Citibank.
The best way to redeem Sears Credit Card rewards points is by spending them on gift cards. Also, remember that if you have multiple Citibank cards, you cannot pool your points. Keep this in mind to help determine when to redeem Sears Credit Card points.
You can check your Sears Credit Card points balance online by signing in to your Shop Your Way account or via the Shop Your Way mobile app for iOS and Android.
You can redeem your points online at syw.com, kmart.com and sears.com or at check out in participating stores by entering your phone number or email address and PIN.… read full answer
The Sears Credit Card rewards are 10 - 50 points per $1 spent on purchases. The rewards rate depends on the type of purchase. Keep in mind that the store version of this card, the Sears Store Card doesn’t offer any rewards.
Here is what the Sears Credit Card currently offers:… read full answer
Earn a $75 statement credit for every $500 spent on eligible purchases within 90 days of account opening, up to a maximum total value of $225 in statement credits.
Earn 50 points (5% back) on eligible purchases at gas stations, 30 points (3% back) on eligible purchases at grocery stores and restaurants on the first $10,000 of combined gas, grocery and restaurants purchases per calendar year and 10 points (1%) thereafter.
Earn 20 points (2% back) on eligible purchases at Sears & Kmart, and 10 points (1% back) on all other eligible purchases.
You can use earned points to save in-store or online at Sears or Kmart and at shopyourway.com.
The points are valid for twelve months from the date they are awarded.
The Sears Credit Card categories for bonus rewards are gas stations, restaurants, and grocery stores. Purchases that fall into the Sears Credit Card bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “gas stations,” for example, purchases made at that merchant will earn bonus rewards on cards that include “gas stations” as a bonus category.… read full answer
When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the Sears Credit Card, it may be a good card for you.
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