The Sears Credit Card gives rewards equal to 10 - 50 points / $1 on purchases. The rewards rate depends on the type of purchase. The Sears Card rewards users with 50 points per $1 spent (5% back) on eligible purchases at gas stations and 30 points (3% back) on eligible purchases at grocery stores and restaurants. But those rewards rates apply only to the first $10,000 spent annually on gas, grocery, and restaurant purchases combined. After that annual limit is reached, you earn 10 points (1% back) on those purchases until December 31 of each year.
The card also gives 20 points (2% back) at Sears and Kmart, and 10 points (1% back) for all other purchases. Those rewards rates do not change based on how much you spend each year.
Many credit cards let users shop with rewards, either on sites like Amazon or through the credit card company’s online rewards shopping mall. For example, you can shop on Amazon with Discover it rewards points. And you can shop both on Amazon and the Chase Ultimate Rewards center with Ultimate Rewards points. Plus, all credit cards with points, miles or cash back give you rewards when you shop.… read full answer
There are other types of shopping rewards, too.
The Shop Your Way rewards program allows you to earn points when buying goods from popular brands. Some notable ones include Sephora, Brookstone, Cuisinart, Champion, Zipcar, Avis, Petco, Barnes & Noble and Expedia. And that’s just a few of the more than 11,000 companies on the site.
Shop Your Way rewards is free to join. All you have to do is make an account on the Shop Your Way site. Then, you can make purchases from the selection of products there. Or, present your account number when checking out at a participating retailer’s store or website, and your points will show up in your Shop Your Way account. You can use your points on future Shop Your Way purchases. Different retailers will offer different amounts of points. And through a partnership with Sears, you’ll get even more points any time you pay with a Sears Mastercard.
Airlines, hotel chains, supermarkets and gas stations often have their own shopping rewards programs. Anyone can join for free. You don’t need a certain credit card. But getting the merchant’s co-branded card will help you earn more rewards every time you shop.
Here are several ways to earn shop rewards:
Credit card rewards: You can often use credit card rewards to pay for purchases. Chase, Discover, and Citi credit card users can Shop With Points on Amazon.com, for example. Many credit cards also let you shop with points on the issuer’s online shopping mall. Plus, you can always go shopping anywhere with cash back.
Shop Your Way: You can earn points by shopping at more than 11,000 different brands, both online and in-store. Just create a free account at shopyourway.com to get started.
Company loyalty programs: Airlines like Southwest have loyalty programs so you earn miles for flying with them. And stores like Stop & Shop or Game Stop may give you rewards back for shopping with them.
It’s generally free to join a shop rewards program, except when it comes to credit cards with annual fees. So when you’re shopping at your favorite retailer, it doesn’t hurt to ask if they have one you can join. And joining Shop Your Way for free gives you access to rewards at many retailers you may already visit.
You can make a Sears Credit Card payment online, by phone, by mail, or in person at a Sears location. Making a payment online is the easiest way. To pay your Sears Credit Card bill online, go to the Sears card payment page, log into your account, navigate to the payment section, and enter your payment information.… read full answer
To pay your Sears Credit Card bill by phone, call the automated Sears Credit Card Services system at 800-815-7701. This toll-free line is open 24/7, and the automated system will take you through the process of making a payment.
Or, you can visit any Sears location to make a Sears Credit Card payment in person. Make sure to bring your credit card bill, and go to the Sears Customer Service desk for payment processing.
If you’d rather pay by mail, send a check or money order to: Sears Consumer Payments / P.O. Box 9001055 / Louisville, KY 40290-1055. For overnight payments, use this address: Sears Consumer Express Payments / Attn: Consumer Payment Dept. / 6716 Grade Lane / Building 9, STE 910 / Louisville, KY 40213
You can redeem Citi Thank You points for cash through here. You have the option of receiving either a statement credit or a check.
Redeeming ThankYou points for cash isn’t a very good deal, though. Each point will get you just half a cent, or 0.5% cash back. And you’d get more bang for your buck, so to speak, by redeeming your Citi ThankYou points for travel.… read full answer
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