How do I apply for the Sears Store Card? This question is about the Sears Store Card

The easiest way you can apply for the Sears Store Card is online. Applying online is the fastest, most convenient method because you can do it any time, from anywhere. Alternatively, you can apply for this card by visiting any Sears or Kmart store. Here’s how to apply for the Sears Store Card: Online: To apply online, just visit the Sears Store Card website. Usually, a decision is made instantly when you apply online. You will need fill in a form with your personal, contact and financial information. Sears/Kmart store: You can also apply for the Sears Store Card at any Sears or Kmart store location. Simply go to the customer service desk to fill out an application. Keep in mind that you must have at least fair credit to be considered eligible for the Sears Store Card. However, there are plenty of other things that will impact your chances of being approved for this card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status. Disclaimer: We're sorry, but the Sears Store Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.

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How do I apply for the Sears Store Card?

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This question is about the Sears Store Card

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Brianne Larch, WalletHub Credit Card Analyst

@BrianneLarch • 06/01/23 This answer was first published on 01/11/22 and it was last updated on 06/01/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The easiest way you can apply for the Sears Store Card is online. Applying online is the fastest, most convenient method because you can do it any time, from anywhere. Alternatively, you can apply for this card by visiting any Sears or Kmart store.

Here’s how to apply for the Sears Store Card:

Online: To apply online, just visit the Sears Store Card website. Usually, a decision is made instantly when you apply online. You will need fill in a form with your personal, contact and financial information.
Sears/Kmart store: You can also apply for the Sears Store Card at any Sears or Kmart store location. Simply go to the customer service desk to fill out an application.

Keep in mind that you must have at least fair credit to be considered eligible for the Sears Store Card. However, there are plenty of other things that will impact your chances of being approved for this card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

Disclaimer: We're sorry, but the Sears Store Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.

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What credit bureau does the Sears Store Card use for approval?

The Sears Store Card can use any of the major credit bureaus (TransUnion, Experian, or Equifax) for approval. There’s no way to know for sure before actually submitting an application. But regardless of the credit bureau used, it will be a hard pull on your credit.

And if you’re approved, the issuer will report your financial activity to all three bureaus, on a monthly basis.

Disclaimer: We're sorry, but the Sears Store Card may no...

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What is the Sears Store Card credit score requirement?

The Sears Store Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Sears Store Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Sears Store Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment...

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