What is the best secured credit card for students?

The easiest credit cards for students to get are student credit cards for applicants with limited or no credit history and secured credit cards, which are available to people with no credit or even bad credit. Since college students tend to have higher incomes in the long term, issuers are willing to extend them better offers than most people without established credit could get. Think of it as an investment in a student’s future financial needs, which could prove quite profitable for a bank that gets in on the ground floor.… read full answer

The best student credit cards, including Journey Student Rewards from Capital One and the Bank of America Travel Rewards for Students, will be easy to get as long as you’re enrolled in school and have at least a small income as well as a credit score that’s anything but bad. In fact, you can get them even if you don’t have a credit score yet (you’ve never had a loan or line of credit before). And if you do have bad credit, a secured card will still be pretty easy to get.

Easiest Student Credit Cards to Get

In general, student credit cards allow young people to begin building credit before entering the real world. If you use your card responsibly and pay your bills on time, you should be able to get a better deal once you graduate. And that’s true whether you’re starting with a student credit card or a secured card.

Yes. You have to be a student to get a student credit card most of the time. Most student credit cards require applicants to provide the name of their school, their expected graduation date, or some other proof of enrollment.

The terms and conditions for some student credit cards also state that the card is specifically for currently-enrolled students. It’s illegal to lie on a credit card application, so applicants are legally compelled to be honest about their college enrollment status.… read full answer

Even if a student credit card application doesn’t ask you about your enrollment status, student cards are meant for students. If you don’t qualify as a currently-enrolled student, there are plenty of alternatives for people just starting to build their credit. You can get a secured credit card or a starter credit card, for example, without needing to be a student.

One of the best Visa credit cards for students is the Bank of America® Unlimited Cash Rewards credit card for Students because it gives 1.5% cash back on all purchases, offers an initial bonus of $200 after spending $1,000 in the first 90 days. This card also has a $0 annual fee. This Visa student credit card even offers an introductory APR of 0% for 15 months.… read full answer

Fortunately, there are a lot of good options to consider. Despite having little credit experience, college students can expect better-than-average rates, fees, and rewards because they have high earning potential and many years of financial needs ahead of them. Banks want to get in early, in other words. And you can take advantage of that by getting a great student credit card and saving lots of money.

Best Visa Credit Cards for Students

Any of these cards would be a great choice for students. It’s also good to look at cards from networks other than Visa. Some of the best choices include the Deserve® EDU Mastercard for Students and the Capital One SavorOne Student Cash Rewards Credit Card.