Cameron DiGiovanni, Writer
SoFi credit card approval odds are best for people with good credit scores of good+, enough income to pay the bills, minimal debt, and steady employment. Each applicant will also need to be 18+ years old with a U.S. mailing address and an SSN.
Requirements for Good SoFi Credit Card Approval Odds
- SoFi Credit Card: Good credit or better
While credit scores are very important, SoFi credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. SoFi will also look at housing costs and existing debts when considering your application.
If you want to get a better sense of your approval odds before applying for a SoFi credit card, you can always check to see if you’re pre-qualified for any offers on the SoFi website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.
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