To check your SoFi Credit Card balance, log in to your The Bank of Missouri account online or call credit card customer service at 1-844-945-7634. It’s also possible to check your SoFi Credit Card balance through The Bank of Missouri app.
How to Check Your SoFi Credit Card Balance
Online:Log in to your The Bank of Missouri account to see your SoFi Credit Card balance.
By Phone: Call 1-844-945-7634 and follow the prompts to have the automated system read your current balance.
By App: Log in to The Bank of Missouri app. Your credit card balance will be shown on the home screen.
It’s a good idea to keep an eye on your SoFi Credit Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
The SoFi Credit Card balance transfer fee is 5% (min $10). This card is not a good choice for balance transfers due to the combination of its balance transfer fee and relatively high balance transfer APR: 15.99% - 27.99% (V). That does not compare favorably to the selection of 0% balance transfer credit cards on the market right now. … read full answer
The SoFi Credit Card interest rate is 15.99% - 27.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This SoFi Credit Card interest rate is variable, meaning it can change based on certain economic conditions.
The SoFi Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your SoFi Credit Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
In addition to the regular interest rate, SoFi Credit Card also charges a separate 29.99% (V) interest rate on cash advances. All SoFi Credit Card interest rates will be listed on your statement and on your online account summary.
Yes, the SoFi Credit Card does have a late fee of up to $39, which applies when cardholders don’t make the minimum payment by the due date. The late fee for the SoFi Credit Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.
If you accidentally make less than the required minimum payment or you miss your SoFi Credit Card due date entirely, you can always ask customer service to waive the late fee by calling … read full answer1 (844) 945-7634. This is much more likely to work if you have a great payment history with SoFi, but even if not, there’s no harm in asking.
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.
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