How do I check my SoFi Credit Card balance?

The SoFi Credit Card balance transfer fee is 5% (min $10). This card is not a good choice for balance transfers due to the combination of its balance transfer fee and relatively high balance transfer APR: 18.24% - 29.99% (V). That does not compare favorably to the selection of 0% balance transfer credit cards on the market right now.

The SoFi Credit Card interest rate is 18.24% - 29.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This SoFi Credit Card interest rate is variable, meaning it can change based on certain economic conditions.

The SoFi Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest...

Yes, the SoFi Credit Card does have a late fee of up to $41, which applies when cardholders don’t make the minimum payment by the due date. The late fee for the SoFi Credit Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.

If you accidentally make less than the required minimum payment or you miss your SoFi Credit Card due date entirely, you can always ask customer service to waive the late fee by calling 1 (844) 945-7634...