No. SoFi Credit Card does not offer extended warranty protection. SoFi Credit Card does have other benefits, though, including cell phone protection, mastercard ID theft protection, and zero fraud liability.
The SoFi Credit Card interest rate is 15.99% - 27.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This SoFi Credit Card interest rate is variable, meaning it can change based on certain economic conditions.
The SoFi Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your SoFi Credit Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
In addition to the regular interest rate, SoFi Credit Card also charges a separate 29.99% (V) interest rate on cash advances. All SoFi Credit Card interest rates will be listed on your statement and on your online account summary.
You can check your SoFi credit card application status by calling 1 (855) 456-7634. When you call, you’ll need to provide your last name and Social Security number so that SoFi can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending. You cannot check your SoFi application status online.… read full answer
How to Check Your SoFi Credit Card Application Status
Follow the prompts that lead to an application status check, or connect with a representative and tell them you’d like to check your application status.
Give your last name and Social Security number when asked.
Listen for the automated voice or customer service rep to tell you if your application is pending, approved, or denied.
Typically, you’ll receive a decision on your SoFi credit card application within 7-10 business days. And many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
The SoFi Credit Card annual fee is $0 per year. SoFi Credit Card’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the SoFi Credit Card, though.
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