You can log in to your SoFi Credit Card account by going to the login page on the SoFi website or mobile app and entering your username and password in the appropriate fields. Then, click the “Log In” to access your online account.
How to Register for Online Access on your SoFi Credit Card Account
Register your SoFi Credit Card for online account access. Click “Create an Account” and enter your full name, state of residence, email, and password to verify your credit card account.
Choose your SoFi Credit Card password. Your password must be at least 8 characters long.
Log in with your new SoFi Credit Card credentials. From the login page on the SoFi website or mobile app for iOS and Android, fill out the Email and Password fields using your new credentials, and click “Log In” to access your account.
After you have signed up and logged in, you’ll be able to manage your SoFi Credit Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot Password?” on the SoFi login page. Then, just follow the prompts to reset or retrieve your username or password.
To cancel a credit card transaction, contact either the merchant on the other side of the transaction or the credit card company. Which you should contact first depends on whether or not you think the transaction is fraudulent.
When You Think the Transaction Is Fraudulent:
If you want to cancel a credit card transaction because you think it is fraudulent, the first thing you should do is search online for the name of the biller, as listed on your credit card account. Sometimes, legitimate transactions can lead to false alarms simply because a biller’s corporate name isn’t as recognizable as the brand name a consumer really does intend to pay. If that clears things up in your case, great – crisis averted.… read full answer
However, if you still don’t recognize the details, you should definitely call your credit card’s issuer (the number is listed on the back of your card) to inform them about the unauthorized transaction. Even if the issuer can’t cancel the transaction before it goes through initially, you will not be on the hook for any fraudulent purchases made with your credit card account. All credit cards give users a $0 fraud liability guarantee.
When You Just Want to Cancel the Transaction:
If you know that a credit card transaction is legitimate, but you want to cancel it because you changed your mind or made the purchase by mistake (or any other reason), take your request directly to the merchant the transaction is with. The credit card company won’t be able to do much about a legitimately authorized credit card transaction. They might be able to instruct you on how to cancel future transactions if the card is being used for a subscription or other recurring purchase, but that’s about it.
Your chances of being able to cancel a credit card transaction made online figure to be especially good. Check the merchant's cancellation policy. Some provide a small window in which you can cancel a pending transaction. Just bear in mind that in this situation, an order may show as canceled before the transaction reversal posts to your credit card account.
You can check your SoFi credit card application status by calling 1 (855) 456-7634. When you call, you’ll need to provide your last name and Social Security number so that SoFi can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending. You cannot check your SoFi application status online.… read full answer
How to Check Your SoFi Credit Card Application Status
Follow the prompts that lead to an application status check, or connect with a representative and tell them you’d like to check your application status.
Give your last name and Social Security number when asked.
Listen for the automated voice or customer service rep to tell you if your application is pending, approved, or denied.
Typically, you’ll receive a decision on your SoFi credit card application within 7-10 business days. And many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
The SoFi Credit Card interest rate is 15.99% - 27.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This SoFi Credit Card interest rate is variable, meaning it can change based on certain economic conditions.
The SoFi Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your SoFi Credit Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
In addition to the regular interest rate, SoFi Credit Card also charges a separate 29.99% (V) interest rate on cash advances. All SoFi Credit Card interest rates will be listed on your statement and on your online account summary.
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