Does SoFi Credit Card have travel insurance?

Your Capital One Quicksilver Student Card approval odds are good if you are a student with little-to-no credit, or a credit score of 640+ (at least fair credit). Approval odds for the Capital One Quicksilver Student Card will be influenced by your annual income and existing debts, and you need to be 18+ years old. You’ll also need to have a U.S. mailing address and an SSN or ITIN.... read full answer

What You Need for Good Capital One Quicksilver Student Card Approval Odds

• Little to no credit history, or at least fair credit (score of 640+)
• Proof that you’re currently a student
• Enough income to pay credit card bills
• Low debt relative to income
• Low housing costs relative to income
• U.S. mailing address
• Age of 18+
• Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income with no debts and still get approved. To get a better sense of your approval odds before applying for the Capital One Quicksilver Student Card, you can check to see if you’re pre-qualified for any offers on the Capital One website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won’t affect your credit score.

You can sign up for a free WalletHub account and see if you’re likely to get approved before you apply.

Yes, the SoFi Credit Card has a grace period of at least 25 days, lasting from the end of each billing cycle until the payment due date. If cardholders pay their SoFi Credit Card statement balance in full every month, SoFi will not charge any interest.

Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less than the full amount due, you will lose the grace period. The remaining SoFi Credit Card balance and any new purchases will then start to accrue interest that compounds daily. To get a credit card grace period back, you will need to pay the statement balance in full for two consecutive months.... read full answer

It’s also important to note that grace periods do not apply to cash advances or balance transfers.

The SoFi Credit Card is a Mastercard, not a Visa. You can use your SoFi Credit Card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including ... read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.